Shanner & Associates

#1 Bankruptcy Attorney in San Diego

San Diego Credit Lawyer – What Kind of Credit Debt are You Facing?

money-1What kind of debt are you dealing with? Even if you can narrow it down to credit card debt, there are at least two subcategories that your situation could fall into. Consequently, the type of credit problems you are facing will determine the kind of Sand Diego credit lawyer you want to work with. First, if you are a consumer with credit problems after making more personal purchases than you could actually afford, you need a credit lawyer who specializes as a counselor to debtors. This kind of lawyer can assist you in discussing possible bankruptcy options.

You may also be a business person with credit problems from business purchases. Hold on for just one moment, because you may not yet be at the point of bankruptcy like you think you are. Your first step should be in consulting with a business lawyer who possesses experience with business representation in court. Your problems will be assessed by this kind of lawyer and they may be able to devise a plan that will resolve your debt issues without the need to file for bankruptcy. If this professional can see that you are at the point of needing to file for bankruptcy, he will refer you to a Sand Diego credit lawyer if he deems it necessary.

Hopefully, going through this experience of selecting the best Sand Diego credit lawyer to work with will be a one-time incident. However, if as a business person you are facing continual financial trouble, you may want to retain a lawyer that can cover all your business needs when you are facing financial trouble or other legal claims that need to be handled professionally.

As you struggle to choose between one credit lawyer and the next, use a few important key points to whittle your options down to only the best in the San Diego area. Feel free to look at online profiles of lawyers on their websites. After all, the internet is often the most convenient way to locate credit lawyers in San Diego. Other than using the internet, you could also check the yellow pages or local newspapers. Make a few calls and familiarize yourself with the initial customer service you experience. Even if the only person you end up speaking to is the receptionist, it can be a strong indication of what kind of service you can expect to receive should you choose to work with that San Diego credit lawyer in particular.

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